What Does TST* Mean on a Credit Card Statement?
TST* is the billing prefix of Toast, the point-of-sale system used by tens of thousands of restaurants, bars, and cafés. The restaurant that actually charged you is named immediately after the prefix.
A TST* charge is almost always a meal: dine-in, takeout, or online ordering through a restaurant's Toast-powered site. The amount may differ from your receipt — tips added after the card was run post with the final total.
How to read a TST* charge
TST* — processed by Toast, a restaurant point-of-sale systemTHE CORNER BISTRO — the restaurant, bar, or café that charged youCommon TST* charges people look up
- TST* <restaurant name> — search the restaurant name — Toast descriptors usually carry the venue's real name
Don't recognize a TST* charge? Do this
- Match the date against meals out, takeout, and online food orders — including orders placed directly on a restaurant's own website (many run on Toast).
- Expect the posted amount to include the tip, so it may be higher than the pre-tip total you remember.
- Ask anyone who shares the card — restaurant charges are prime "my partner grabbed dinner" territory.
- Search the restaurant name on WhoBilled.Me; if it's genuinely unfamiliar and nobody on the card recognizes it, contact the restaurant, then dispute with your bank.
Common questions
Tips added at the table or on the receipt post with the final total, and pre-auth amounts (before tip) are replaced by the completed charge.
No — TST* is Toast, Inc., the restaurant payment/POS platform. The charge is from the restaurant named after the prefix, not from Toast itself.
Many restaurants use Toast for their own online ordering, so direct web orders bill through the same TST* descriptor as in-person meals.
Search the exact text from your statement against our database of 190,000+ billing descriptors.
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